Who are we?

Justin Carter, Licensed Insurance Agent, was born and raised in the great stage of Delaware. He attended Liberty University where he obtained a Bachelor's degree in Business. Justin has spent the past 20 years working in a family business. He has always been very close to his parents and grandparents and parents-in-law. He loves listening to their stories. Justin's passion is helping people, whether it is helping them navigate the intricacies of insurance or praying with them, or simply being a listening ear.

Sharon Carter, Licensed Insurance Agent, grew up in Athens, Georgia and then went to Liberty University and earned her Bachelor's Degree in Music. She met her husband, Justin, there and then they moved to Georgia, where she then attended UGA and received a Master's Degree in music. As Sharon is also very close to her parents and in-laws, she has developed a passion for working through the tricky Medicare policies searching for the ones that best fit her family's needs.

Justin Carter, licensed insurance agent, was born and raised in the great stage of Delaware. He attended Liberty University where he obtained a Bachelor's degree in Business. Justin has spent the past 20 years working in a family business. He has always been very close to his parents and grandparents and parents-in-law. He loves listening to their stories. Justin's passion is helping people, whether it is helping them navigate the intricacies of insurance or praying with them, or simpl being a listening ear.

1021 South Westyn Loop

Forest, VA 24551

Phone: (434) 260-7774

J and S Carter Enterprises

1021 South Westyn Loop

Forest, VA 24551


(434) 260-7774

jandscarterenterprises.com